{"id":14131,"date":"2026-06-19T09:07:05","date_gmt":"2026-06-19T07:07:05","guid":{"rendered":"https:\/\/gradido.net\/?p=14131"},"modified":"2026-06-19T10:00:25","modified_gmt":"2026-06-19T08:00:25","slug":"was-wenn-schulden-niemanden-mehr-erdruecken-muessten","status":"publish","type":"post","link":"https:\/\/gradido.net\/cs\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/","title":{"rendered":"Co kdyby dluhy u\u017e nikoho nemusely t\u00ed\u017eit?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14131\" class=\"elementor elementor-14131\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-496e1d53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"496e1d53\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-461d7be0\" data-id=\"461d7be0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd9ebe2 elementor-widget elementor-widget-text-editor\" data-id=\"cd9ebe2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dluhy mohou \u010dlov\u011bku zni\u010dit cel\u00fd \u017eivot. A \u010dasto to neza\u010d\u00edn\u00e1 lehkomyslnost\u00ed, ale \u017eivotn\u00edmi okolnostmi: nemoc\u00ed, ztr\u00e1tou zam\u011bstn\u00e1n\u00ed, rozchodem. \u00daroky a poplatky za upom\u00ednky pak zp\u016fsobuj\u00ed, \u017ee dluh st\u00e1le roste \u2013 a\u017e ho u\u017e nikdo nedok\u00e1\u017ee un\u00e9st. Mus\u00ed to tak b\u00fdt i v budoucnu?<\/p><h2>S Gradido p\u0159estane dluh nar\u016fstat<\/h2><p>Dnes ti m\u016f\u017eeme p\u0159edstavit druhou \u010d\u00e1st na\u0161\u00ed t\u0159\u00edd\u00edln\u00e9 studie: rozuzlen\u00ed <strong>Soukrom\u00e9 dluhy<\/strong> \u2014 v\u011bt\u0161\u00ed \u010d\u00e1sti v\u0161ech dluh\u016f v\u016fbec. Na\u0161e odpov\u011b\u010f je p\u0159ekvapiv\u011b jednoduch\u00e1: Dluh nebude odpu\u0161t\u011bn, ale <strong>p\u0159evedeno<\/strong>. Z \u00fav\u011bru v eurech se stane bez\u00faro\u010dn\u00fd \u00fav\u011br Gradido, v pom\u011bru jedna ku jedn\u00e9. Bez \u00farok\u016f p\u0159estane dluh nar\u016fstat.<\/p><h2>I banka se m\u011bn\u00ed<\/h2><p>Je financov\u00e1na z \u00farokov\u00fdch operac\u00ed <strong>Zprost\u0159edkovatel<\/strong>, kter\u00fd citliv\u011b sla\u010fuje \u00faspory a \u00fav\u011brov\u00e9 po\u017eadavky. V\u011bt\u0161ina dluh\u016f se t\u00edm vy\u0159e\u0161\u00ed zcela bez komplikac\u00ed \u2013 a ten mal\u00fd, obt\u00ed\u017en\u00fd zbytek je z\u00e1rove\u0148 z lidsk\u00e9ho hlediska nejd\u016fle\u017eit\u011bj\u0161\u00ed.<\/p><h2>To, co dnes lidi ni\u010d\u00ed, se st\u00e1v\u00e1 snesiteln\u00fdm \u2014 a rozplyne se<\/h2><p>Za nadm\u011brn\u00fdm zadlu\u017een\u00edm toti\u017e v\u017edy stoj\u00ed \u010dlov\u011bk, nikoli \u010d\u00edslo: \u010dasto jde jen o p\u00e1r tis\u00edc eur dluhu p\u0159i p\u0159\u00edjmu na hranici chudoby \u2013 a p\u0159esto to sta\u010d\u00ed k tomu, aby to zni\u010dilo \u017eivot. V syst\u00e9mu Gradido ztr\u00e1c\u00ed bez\u00faro\u010dnost dluhu svou ni\u010divou s\u00edlu a aktivn\u00ed z\u00e1kladn\u00ed p\u0159\u00edjem vytv\u00e1\u0159\u00ed oporu, d\u00edky n\u00ed\u017e u\u017e nikdo nespadne do propasti. To, co dnes ni\u010d\u00ed \u017eivobyt\u00ed, se st\u00e1v\u00e1 snesiteln\u00fdm \u2013 a \u010dasem zmiz\u00ed.<\/p><p>Stejn\u011b jako 1. \u010d\u00e1st je i tato studie voln\u011b dostupn\u00e1 v n\u011bm\u010din\u011b a angli\u010dtin\u011b. Nemus\u00ed\u0161 se vyznat v ekonomii \u2013 u\u017e jen to kr\u00e1tk\u00e9 shrnut\u00ed stoj\u00ed za p\u0159e\u010dten\u00ed.<\/p><p>\ud83d\udc49 <a href=\"https:\/\/gradido.net\/cs\/academy-papers\/\"><strong>V sekci \u201eAkademick\u00e9 \u010dl\u00e1nky\u201c si m\u016f\u017ee\u0161 p\u0159e\u010d\u00edst 1. a 2. \u010d\u00e1st<\/strong><\/a><\/p><p>A pokud t\u011b to oslovilo, \u0159ekni o tom i ostatn\u00edm. Tak se Gradido stane skute\u010dnost\u00ed \u2013 kdy\u017e o n\u011bm lid\u00e9 jako ty budou v\u011bd\u011bt a budou o n\u011bm \u0161\u00ed\u0159it d\u00e1l.<\/p><p>P\u0159ed n\u011bkolika dny jsme za\u010dali 1. \u010d\u00e1st\u00ed (st\u00e1tn\u00ed dluhy); brzy bude n\u00e1sledovat 3. \u010d\u00e1st (Gradido jako celosv\u011btov\u00e1 rezerva). Spole\u010dn\u011b p\u0159in\u00e1\u0161ej\u00ed jedinou, kr\u00e1snou zpr\u00e1vu: Cesta do sv\u011bta, ve kter\u00e9m se v\u0161em m\u016f\u017ee da\u0159it, je otev\u0159en\u00e1 \u2013 pro n\u00e1s, na\u0161e d\u011bti i generace po n\u00e1s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d74dfa0 elementor-widget elementor-widget-text-editor\" data-id=\"d74dfa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\"><p>Srde\u010dn\u011b T\u011b zdrav\u00edme<\/p><p><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';\">V\u00e1\u0161<\/span><\/p><\/div><p><img decoding=\"async\" class=\"alignnone wp-image-4614 size-medium\" src=\"https:\/\/gradido.net\/wp-content\/uploads\/2022\/06\/MargretBernd_2022-300x74.png\" alt=\"\" width=\"300\" height=\"74\" srcset=\"https:\/\/gradido.net\/wp-content\/uploads\/2022\/06\/MargretBernd_2022-300x74.png 300w, https:\/\/gradido.net\/wp-content\/uploads\/2022\/06\/MargretBernd_2022-18x4.png 18w, https:\/\/gradido.net\/wp-content\/uploads\/2022\/06\/MargretBernd_2022.png 431w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p>Margret Baier a Bernd H\u00fcckst\u00e4dt<br \/>Zakladatel a v\u00fdvoj\u00e1\u0159 spole\u010dnosti Gradido<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14532fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14532fe\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65d2298\" data-id=\"65d2298\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bea124f elementor-widget elementor-widget-global elementor-global-9341 elementor-widget-text-editor\" data-id=\"bea124f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>PS: Velk\u00fd d\u00edk pat\u0159\u00ed v\u0161em \u010dlen\u016fm komunity, kte\u0159\u00ed projekt Gradido finan\u010dn\u011b podporuj\u00ed!<\/strong> Jako pod\u011bkov\u00e1n\u00ed za va\u0161e <strong><a href=\"https:\/\/gradido.net\/cs\/donations\/\" data-cke-saved-href=\"https:\/\/gradido.net\/de\/donations\/\">P\u0159\u00edsp\u011bvek na dotace<\/a><\/strong> p\u0159ipisujeme v\u00e1m GradidoTransform (GDT) - a <strong>Dne 26. \u010dervna 2026 zv\u00fd\u0161\u00edme v\u0161echny z\u016fstatky na \u00fa\u010dtech GDT o dal\u0161\u00edch 26 %. <a href=\"https:\/\/gradido.net\/cs\/donations\/\" data-cke-saved-href=\"https:\/\/gradido.net\/de\/donations\/\">Chcete se k n\u00e1m p\u0159ipojit?<\/a><\/strong> V\u00e1\u017e\u00edme si ka\u017ed\u00e9 podpory - a ze srdce v\u00e1m p\u0159ejeme, abyste GDT zv\u00fd\u0161ili.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29dfc07 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29dfc07\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d37ec5a\" data-id=\"d37ec5a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3bbb9b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3bbb9b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a7e88ad\" data-id=\"a7e88ad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Dluhy mohou prom\u011bnit \u017eivot v peklo \u2013 \u010dasto v d\u016fsledku nemoci, ztr\u00e1ty zam\u011bstn\u00e1n\u00ed nebo rozchodu. Druh\u00e1 \u010d\u00e1st na\u0161\u00ed studie ukazuje, jak se z drtiv\u00fdch dluh\u016f stane snesiteln\u00e1 cesta bez \u00farok\u016f.<\/p>","protected":false},"author":2,"featured_media":14132,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51,11],"tags":[57,60,61],"class_list":["post-14131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analysen","category-blog","tag-konzeptstudie","tag-privatschulden","tag-ueberschuldung"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Was, wenn Schulden niemanden mehr erdr\u00fccken m\u00fcssten? - Gradido<\/title>\n<meta name=\"description\" content=\"Mit Gradido werden private Schulden umgewandelt statt erlassen \u2014 zinsfrei. Was heute Existenzen vernichtet, wird tragbar. Frei zug\u00e4nglich, zweisprachig.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gradido.net\/cs\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Was, wenn Schulden niemanden mehr erdr\u00fccken m\u00fcssten? - Gradido\" \/>\n<meta property=\"og:description\" content=\"Mit Gradido werden private Schulden umgewandelt statt erlassen \u2014 zinsfrei. Was heute Existenzen vernichtet, wird tragbar. Frei zug\u00e4nglich, zweisprachig.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gradido.net\/cs\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/\" \/>\n<meta property=\"og:site_name\" content=\"Gradido\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-19T07:07:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-19T08:00:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gradido.net\/wp-content\/uploads\/2026\/06\/Trilogie2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Bernd H\u00fcckst\u00e4dt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bernd H\u00fcckst\u00e4dt\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minuty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/\"},\"author\":{\"name\":\"Bernd H\u00fcckst\u00e4dt\",\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#\\\/schema\\\/person\\\/9c503a004ad15a1ddecadce2218db5d1\"},\"headline\":\"Was, wenn Schulden niemanden mehr erdr\u00fccken m\u00fcssten?\",\"datePublished\":\"2026-06-19T07:07:05+00:00\",\"dateModified\":\"2026-06-19T08:00:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/\"},\"wordCount\":433,\"publisher\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/gradido.net\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/Trilogie2.jpg\",\"keywords\":[\"Konzeptstudie\",\"Privatschulden\",\"\u00dcberschuldung\"],\"articleSection\":[\"Analysen\",\"Blog\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/\",\"url\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/\",\"name\":\"Was, wenn Schulden niemanden mehr erdr\u00fccken m\u00fcssten? - Gradido\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/gradido.net\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/Trilogie2.jpg\",\"datePublished\":\"2026-06-19T07:07:05+00:00\",\"dateModified\":\"2026-06-19T08:00:25+00:00\",\"description\":\"Mit Gradido werden private Schulden umgewandelt statt erlassen \u2014 zinsfrei. Was heute Existenzen vernichtet, wird tragbar. Frei zug\u00e4nglich, zweisprachig.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/#primaryimage\",\"url\":\"https:\\\/\\\/gradido.net\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/Trilogie2.jpg\",\"contentUrl\":\"https:\\\/\\\/gradido.net\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/Trilogie2.jpg\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/gradido.net\\\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/gradido.net\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Was, wenn Schulden niemanden mehr erdr\u00fccken m\u00fcssten?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#website\",\"url\":\"https:\\\/\\\/gradido.net\\\/de\\\/\",\"name\":\"Gradido\",\"description\":\"Die neue W\u00e4hrung hei\u00dft Dankbarkeit\",\"publisher\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/gradido.net\\\/de\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#organization\",\"name\":\"Gradido\",\"url\":\"https:\\\/\\\/gradido.net\\\/de\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/gradido.net\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/gradido-social.jpg\",\"contentUrl\":\"https:\\\/\\\/gradido.net\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/gradido-social.jpg\",\"width\":527,\"height\":273,\"caption\":\"Gradido\"},\"image\":{\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/gradido.net\\\/de\\\/#\\\/schema\\\/person\\\/9c503a004ad15a1ddecadce2218db5d1\",\"name\":\"Bernd H\u00fcckst\u00e4dt\",\"sameAs\":[\"https:\\\/\\\/gradido.net\"],\"url\":\"https:\\\/\\\/gradido.net\\\/cs\\\/author\\\/bernd\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Co kdyby dluhy u\u017e nikoho nemusely t\u00ed\u017eit? \u2013 Gradido","description":"D\u00edky Gradidu se soukrom\u00e9 dluhy p\u0159em\u011b\u0148uj\u00ed, m\u00edsto aby byly odpu\u0161t\u011bny \u2013 bez \u00farok\u016f. To, co dnes ni\u010d\u00ed \u017eivobyt\u00ed, se st\u00e1v\u00e1 snesiteln\u00fdm. Voln\u011b p\u0159\u00edstupn\u00e9, dvojjazy\u010dn\u00e9.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gradido.net\/cs\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/","og_locale":"cs_CZ","og_type":"article","og_title":"Was, wenn Schulden niemanden mehr erdr\u00fccken m\u00fcssten? - Gradido","og_description":"Mit Gradido werden private Schulden umgewandelt statt erlassen \u2014 zinsfrei. Was heute Existenzen vernichtet, wird tragbar. Frei zug\u00e4nglich, zweisprachig.","og_url":"https:\/\/gradido.net\/cs\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/","og_site_name":"Gradido","article_published_time":"2026-06-19T07:07:05+00:00","article_modified_time":"2026-06-19T08:00:25+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/gradido.net\/wp-content\/uploads\/2026\/06\/Trilogie2.jpg","type":"image\/jpeg"}],"author":"Bernd H\u00fcckst\u00e4dt","twitter_card":"summary_large_image","twitter_misc":{"Napsal(a)":"Bernd H\u00fcckst\u00e4dt","Odhadovan\u00e1 doba \u010dten\u00ed":"3 minuty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/#article","isPartOf":{"@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/"},"author":{"name":"Bernd H\u00fcckst\u00e4dt","@id":"https:\/\/gradido.net\/de\/#\/schema\/person\/9c503a004ad15a1ddecadce2218db5d1"},"headline":"Was, wenn Schulden niemanden mehr erdr\u00fccken m\u00fcssten?","datePublished":"2026-06-19T07:07:05+00:00","dateModified":"2026-06-19T08:00:25+00:00","mainEntityOfPage":{"@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/"},"wordCount":433,"publisher":{"@id":"https:\/\/gradido.net\/de\/#organization"},"image":{"@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/#primaryimage"},"thumbnailUrl":"https:\/\/gradido.net\/wp-content\/uploads\/2026\/06\/Trilogie2.jpg","keywords":["Konzeptstudie","Privatschulden","\u00dcberschuldung"],"articleSection":["Analysen","Blog"],"inLanguage":"cs"},{"@type":"WebPage","@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/","url":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/","name":"Co kdyby dluhy u\u017e nikoho nemusely t\u00ed\u017eit? \u2013 Gradido","isPartOf":{"@id":"https:\/\/gradido.net\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/#primaryimage"},"image":{"@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/#primaryimage"},"thumbnailUrl":"https:\/\/gradido.net\/wp-content\/uploads\/2026\/06\/Trilogie2.jpg","datePublished":"2026-06-19T07:07:05+00:00","dateModified":"2026-06-19T08:00:25+00:00","description":"D\u00edky Gradidu se soukrom\u00e9 dluhy p\u0159em\u011b\u0148uj\u00ed, m\u00edsto aby byly odpu\u0161t\u011bny \u2013 bez \u00farok\u016f. To, co dnes ni\u010d\u00ed \u017eivobyt\u00ed, se st\u00e1v\u00e1 snesiteln\u00fdm. Voln\u011b p\u0159\u00edstupn\u00e9, dvojjazy\u010dn\u00e9.","breadcrumb":{"@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/#primaryimage","url":"https:\/\/gradido.net\/wp-content\/uploads\/2026\/06\/Trilogie2.jpg","contentUrl":"https:\/\/gradido.net\/wp-content\/uploads\/2026\/06\/Trilogie2.jpg","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/gradido.net\/was-wenn-schulden-niemanden-mehr-erdruecken-muessten\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/gradido.net\/"},{"@type":"ListItem","position":2,"name":"Was, wenn Schulden niemanden mehr erdr\u00fccken m\u00fcssten?"}]},{"@type":"WebSite","@id":"https:\/\/gradido.net\/de\/#website","url":"https:\/\/gradido.net\/de\/","name":"Gradido","description":"Novou m\u011bnou je vd\u011b\u010dnost","publisher":{"@id":"https:\/\/gradido.net\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gradido.net\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Organization","@id":"https:\/\/gradido.net\/de\/#organization","name":"Gradido","url":"https:\/\/gradido.net\/de\/","logo":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/gradido.net\/de\/#\/schema\/logo\/image\/","url":"https:\/\/gradido.net\/wp-content\/uploads\/2022\/04\/gradido-social.jpg","contentUrl":"https:\/\/gradido.net\/wp-content\/uploads\/2022\/04\/gradido-social.jpg","width":527,"height":273,"caption":"Gradido"},"image":{"@id":"https:\/\/gradido.net\/de\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/gradido.net\/de\/#\/schema\/person\/9c503a004ad15a1ddecadce2218db5d1","name":"Bernd H\u00fcckst\u00e4dt","sameAs":["https:\/\/gradido.net"],"url":"https:\/\/gradido.net\/cs\/author\/bernd\/"}]}},"_links":{"self":[{"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/posts\/14131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/comments?post=14131"}],"version-history":[{"count":11,"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/posts\/14131\/revisions"}],"predecessor-version":[{"id":14144,"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/posts\/14131\/revisions\/14144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/media\/14132"}],"wp:attachment":[{"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/media?parent=14131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/categories?post=14131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gradido.net\/cs\/wp-json\/wp\/v2\/tags?post=14131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}