Supply instead of debt

New financial system for debt-free descendants

Künzelsau, 30 June 2020 - Rescue funds worth billions are to alleviate the devastating economic consequences of the corona crisis. The need is as great as the concern about how future generations are to pay off this gigantic mountain of debt. According to the economic bionics experts of the Gradido Academy, our financial and economic system could fail because of this challenge. Their alternative with a future is the 'Gradido model'.

In the prevailing financial system, the assets of some are necessarily always the debts of others. This systemic mechanism could only be broken by a transformation of the monetary system. For 20 years now, the Gradido Academy for Economic Bionics has been developing a "common good currency", which is based on the example of nature and opens up completely new possibilities. In the 'Gradido model', the financial and economic system based on nature's model, money is created completely free of debt. According to the basic principle of the 'Triple Wellbeing', the basic provision for each individual, the national budgets and a worldwide environmental fund are nevertheless guaranteed.

Life money instead of money debt

For each person, 1,000 Gradido (GDD) is drawn three times a month:

1,000 GDD for the Active Basic Income
1,000 GDD for the public budget including health care
1,000 GDD for the compensation and environment fund (AUF)

emergency money in case of a financial crash

Should the current financial system actually collapse due to the immense current burdens, the 'Gradido' could serve as emergency money for the time being and thus keep economic life going. In order to be immediately available in such an emergency, the Economic Biologists are working on introducing the 'Gradido' with the help of a bonus system parallel to existing currencies in the near future.

Details of the 'Gradido model' can be found at

About the Gradido Academy

The Gradido Academy for Economic Bionics has developed an alternative 'common good currency' based on the models of nature. Nature follows the rule that only where something passes away can something new emerge, and thus long-term improvement (evolution) is possible. Its recipe for success is the 'cycle of life'. If our economy were also to follow this natural cycle, then, according to the assessment of the bionic economists, practically all the world's monetary problems could be solved. The Gradido model is based on the idea that not only every person, but also every state receives income generated on a credit basis. It can thus fulfil all its tasks without having to collect taxes. Deflation or inflation are a thing of the past. The economy is freed from the constant compulsion to grow, the danger of a collapse of the financial system is finally averted.(