{"id":657,"date":"2020-09-16T16:19:00","date_gmt":"2020-09-16T14:19:00","guid":{"rendered":"http:\/\/neu.gradido.net\/?p=657"},"modified":"2021-12-11T09:19:06","modified_gmt":"2021-12-11T08:19:06","slug":"gemeinwohlwaehrung-statt-existenzverlust","status":"publish","type":"post","link":"https:\/\/gradido.net\/hu\/gemeinwohlwaehrung-statt-existenzverlust\/","title":{"rendered":"A fizet\u00e9sk\u00e9ptelens\u00e9gi hull\u00e1m mint lehet\u0151s\u00e9g"},"content":{"rendered":"
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K\u00f6z\u00f6s j\u00f3 valuta a l\u00e9tez\u00e9s elveszt\u00e9se helyett<\/h3>\n

K\u00fcnzelsau, 2020. szeptember 16. - Legk\u00e9s\u0151bb az \u00e9v v\u00e9g\u00e9ig val\u00f3s\u00e1gos cs\u0151dhull\u00e1m s\u00f6p\u00f6r v\u00e9gig N\u00e9metorsz\u00e1gon. A n\u00e9met kiskereskedelmi sz\u00f6vets\u00e9g (HDE) mintegy 50 000 \u00fczlet bez\u00e1r\u00e1s\u00e1t\u00f3l tart. A N\u00e9met Sz\u00e1llod\u00e1k \u00e9s \u00c9ttermek Sz\u00f6vets\u00e9ge a h\u00e1bor\u00fa ut\u00e1ni id\u0151szak legnagyobb v\u00e1ls\u00e1g\u00e1val k\u00fczd: a vend\u00e9gl\u00e1t\u00f3ipari v\u00e1llalkoz\u00e1sok 61,6 sz\u00e1zal\u00e9ka f\u00e9lti a l\u00e9t\u00e9t. A N\u00e9met Utaz\u00e1si Sz\u00f6vets\u00e9g (DRV) szerint az idegenforgalmi \u00e1gazat m\u00e1r j\u00faniusban 10,8 milli\u00e1rd eur\u00f3s forgalomkies\u00e9st szenvedett el a z\u00e1rlat miatt. \u00dajs\u00e1g\u00edr\u00f3k, m\u0171v\u00e9szek, hirdet\u0151k \u00e9s sz\u00e1mtalan kisv\u00e1llalkoz\u00f3 is f\u00e9lti a munkahely\u00e9t. A Gradido Akad\u00e9mia gazdas\u00e1gi bionikai szak\u00e9rt\u0151i a v\u00e1ls\u00e1g ut\u00e1n egy alapvet\u0151en megv\u00e1ltozott gazdas\u00e1gi \u00e9s p\u00e9nz\u00fcgyi rendszert l\u00e1tnak perspekt\u00edvak\u00e9nt. Modellj\u00fck p\u00e9ld\u00e1tlan lehet\u0151s\u00e9geket \u00edg\u00e9r a meg\u00e9lhet\u00e9s biztons\u00e1g\u00e1ra \u00e9s az \u00e1torient\u00e1l\u00f3d\u00e1sra - az \"akt\u00edv alapj\u00f6vedelemnek\" k\u00f6sz\u00f6nhet\u0151en.<\/strong><\/p>\n

A Corona-int\u00e9zked\u00e9sek \u00e1ltal okozott vagy azokb\u00f3l hasznot h\u00faz\u00f3 fizet\u00e9sk\u00e9ptelens\u00e9gek m\u00e9g nem szerepelnek a nyilv\u00e1ntart\u00e1sban, mivel a sz\u00f6vets\u00e9gi korm\u00e1ny a Corona-v\u00e1ls\u00e1g hat\u00e1sainak enyh\u00edt\u00e9se \u00e9rdek\u00e9ben felf\u00fcggesztette a fizet\u00e9sk\u00e9ptelens\u00e9gi k\u00e9relem beny\u00fajt\u00e1s\u00e1nak k\u00f6telezetts\u00e9g\u00e9t. Az \u00e9v v\u00e9g\u00e9ig m\u00e9g elhalaszthatj\u00e1k k\u00e9relm\u00fcket azok a v\u00e1llalkoz\u00e1sok, amelyeknek ad\u00f3ss\u00e1gai meghaladj\u00e1k megl\u00e9v\u0151 vagyonukat. A t\u00e9nylegesen fizet\u00e9sk\u00e9pteleneknek azonban 2020. okt\u00f3ber 1-j\u00e9t\u0151l fizet\u00e9sk\u00e9ptelens\u00e9get kell majd bejelenteni\u00fck. Nem minden fizet\u00e9sk\u00e9ptelens\u00e9g vezet felt\u00e9tlen\u00fcl a munkav\u00e1llal\u00f3k munkahely\u00e9nek elveszt\u00e9s\u00e9hez, de v\u00e1rhat\u00f3, hogy sok munkav\u00e1llal\u00f3 \u00e9s egy\u00e9ni v\u00e1llalkoz\u00f3 marad munka n\u00e9lk\u00fcl az \u00e9v v\u00e9g\u00e9n - \u00e9s a f\u00e9lelem nagy.<\/p>\n

Most, hogy eg\u00e9sz ipar\u00e1gak l\u00e9te ker\u00fcl vesz\u00e9lybe, sokan nem tudnak majd tov\u00e1bb dolgozni a tanult szakm\u00e1jukban, hanem \u00faj szakm\u00e1t vagy k\u00e9pz\u00e9st kell v\u00e1lasztaniuk - ha van ilyen. Ha hihet\u00fcnk a Gradido Akad\u00e9mia \u00fczleti bionika szak\u00e9rt\u0151inek, akkor ez a v\u00e1ls\u00e1g \u00f3ri\u00e1si lehet\u0151s\u00e9get rejt mag\u00e1ban arra is, hogy kijav\u00edtsuk azokat a dolgokat, amelyek m\u00e1r r\u00e9g\u00f3ta alapvet\u0151 \u00e1trendez\u0151d\u00e9sre szorulnak.<\/p>\n

\"A glob\u00e1lis p\u00e9nz\u00fcgyi rendszer most azzal fenyeget, hogy \u00f6sszeomlik, amit t\u00f6meges fizet\u00e9sk\u00e9ptelens\u00e9g, rekordmunka n\u00e9lk\u00fclis\u00e9g \u00e9s m\u00e9lyszeg\u00e9nys\u00e9g k\u00f6vet\" - figyelmeztet Bernd H\u00fcckst\u00e4dt, az Akad\u00e9mia t\u00e1rsalap\u00edt\u00f3ja. Csak egy fenntarthat\u00f3 \u00faj monet\u00e1ris rendszerrel lehet megbirk\u00f3zni ezekkel a kih\u00edv\u00e1sokkal, amelyben a gazdas\u00e1gi, \u00f6kol\u00f3giai \u00e9s t\u00e1rsadalmi \u00f6szt\u00f6nz\u0151k egy ir\u00e1nyba mutatnak. A Gradido Akad\u00e9mia kifejlesztett egy ilyen rendszert.<\/p>\n

Az \u00fczleti bionika a f\u00f3kuszba ker\u00fcl<\/h4>\n

H\u00fcckst\u00e4dt szerint a glob\u00e1lis koronaz\u00e1r\u00e1s l\u00e1that\u00f3v\u00e1 tette az uralkod\u00f3 gazdas\u00e1gi rendszer sebezhet\u0151s\u00e9g\u00e9t - \u00e9s az \u00fajragondol\u00e1s sz\u00fcks\u00e9gess\u00e9g\u00e9t. A v\u00e1ls\u00e1gb\u00f3l kivezet\u0151 utak l\u00e1zas keres\u00e9se soha nem l\u00e1tott figyelmet ir\u00e1ny\u00edt a gazdas\u00e1gi bionika m\u00e9g mindig fiatal tudom\u00e1ny\u00e1ra. Ugyanakkor a Gradido Akad\u00e9mia m\u00e1r t\u00f6bb mint 20 \u00e9ve foglalkozik azzal a k\u00e9rd\u00e9ssel, hogy mit tanulhat a gazdas\u00e1g a term\u00e9szett\u0151l. Ahogy minden rep\u00fcl\u0151m\u00e9rn\u00f6knek tanulm\u00e1nyoznia kell a madarak rep\u00fcl\u00e9s\u00e9t, \u00fagy vizsg\u00e1lj\u00e1k, hogy mely term\u00e9szeti folyamatok szolg\u00e1lhatnak modellk\u00e9nt a sikeres gazdas\u00e1gi folyamatok sz\u00e1m\u00e1ra. Az \u00e9vekig tart\u00f3 kutat\u00e1s eredm\u00e9nye a \"Gradido\" nev\u0171 k\u00f6z\u00f6s valuta. C\u00e9lja, hogy vil\u00e1gszerte meg\u00e9lhet\u00e9st biztos\u00edtson az embereknek, valamint hogy az \u00e9let \u00e9s a munka vil\u00e1g\u00e1t v\u00e1ltozatosabb\u00e1 \u00e9s teljesebb\u00e9 tegye. A modell alapelvei az \"akt\u00edv alapj\u00f6vedelem\", a \"felt\u00e9tel n\u00e9lk\u00fcli r\u00e9szv\u00e9tel\" \u00e9s a \"h\u00e1rmas j\u00f3l\u00e9t\". Az egzisztenci\u00e1lis f\u00e9lelemnek \u00edgy a m\u00falt\u00e9 kell lennie, ak\u00e1rcsak a t\u00e1rsadalmi kik\u00f6z\u00f6s\u00edt\u00e9snek \u00e9s az elszigetelts\u00e9gnek.<\/p>\n

\"Akt\u00edv alapj\u00f6vedelem\" a munkan\u00e9lk\u00fcli seg\u00e9ly helyett<\/h4>\n

A Gradido modell szerinti \"akt\u00edv alapj\u00f6vedelemnek\" k\u00f6sz\u00f6nhet\u0151en minden ember saj\u00e1t maga \u00e1ltal v\u00e1lasztott, a k\u00f6zj\u00f3 \u00e9rdek\u00e9ben v\u00e9gzett tev\u00e9kenys\u00e9gekkel szerezhet alapvet\u0151 biztons\u00e1got. Emellett lehet\u0151s\u00e9ge van arra, hogy teljesen \u00faj m\u00f3don fedezze fel saj\u00e1t k\u00e9pess\u00e9geit, hogy sz\u00fcks\u00e9g eset\u00e9n \u00faj utat tudjon v\u00e1lasztani. A kudarc \u00e9rz\u00e9se - az egzisztenci\u00e1lis szorong\u00e1s \u00e9s a fenyeget\u0151 t\u00e1rsadalmi elszigetel\u0151d\u00e9st\u0151l val\u00f3 f\u00e9lelem - helyett az emberekben a szem\u00e9lyes fejl\u0151d\u00e9s \u00f6r\u00f6me, a saj\u00e1t k\u00e9pess\u00e9geikbe vetett hit \u00e9s az \u00fajrakezd\u00e9s ir\u00e1nti v\u00e1gy kell, hogy kialakuljon\" - fejti ki H\u00fcckst\u00e4dt.<\/p>\n

Minden szem\u00e9ly sz\u00e1m\u00e1ra havonta 1000 Gradido (GDD) a k\u00f6zjavak valut\u00e1j\u00e1b\u00f3l alapj\u00f6vedelemk\u00e9nt rendelkez\u00e9sre \u00e1ll. Egy gradido egy eur\u00f3 \u00e9rt\u00e9k\u00e9nek felel meg. Ez az \"akt\u00edv alapj\u00f6vedelem\" jelent\u0151sen k\u00fcl\u00f6nb\u00f6zik a sokat vitatott \"felt\u00e9tel n\u00e9lk\u00fcli alapj\u00f6vedelemt\u0151l\" abban, hogy minden koroszt\u00e1ly egy\u00e9ni lehet\u0151s\u00e9geinek megfelel\u0151en j\u00e1rul hozz\u00e1 a k\u00f6z\u00f6ss\u00e9ghez ahhoz, hogy ig\u00e9nyt tarthasson r\u00e1. Havonta legfeljebb 50 \u00f3ra d\u00edjaz\u00e1sa 20 GDD-vel t\u00f6rt\u00e9nik. Ez az \u00f6sszeg alap\u00f6sszegk\u00e9nt \u00e9rtend\u0151, az egy\u00e9b j\u00f6vedelemforr\u00e1sokon fel\u00fcl.<\/p>\n

\"Felt\u00e9tel n\u00e9lk\u00fcli r\u00e9szv\u00e9tel\" a kipr\u00f3b\u00e1l\u00e1s \u00e9s fejleszt\u00e9s \u00e9rdek\u00e9ben<\/h4>\n

Az \"akt\u00edv alapj\u00f6vedelem\" \u00edgy biztos\u00edtja a \"felt\u00e9tel n\u00e9lk\u00fcli r\u00e9szv\u00e9telt\" a t\u00e1rsadalmi \u00e9letben. Konkr\u00e9tan ez azt jelenti, hogy mindenki ott j\u00e1rulhat hozz\u00e1 a saj\u00e1t hajlamaival \u00e9s k\u00e9pess\u00e9geivel, ahol az neki a legjobban megfelel. A gyakorlati, m\u0171v\u00e9szeti \u00e9s kreat\u00edv tev\u00e9kenys\u00e9gek \u00e9pp\u00fagy sz\u00edvesen l\u00e1tottak, mint a szoci\u00e1lis feladatok v\u00e1llal\u00e1sa. A \"Felt\u00e9tel n\u00e9lk\u00fcli r\u00e9szv\u00e9tel\" alapgondolata az, hogy mindenki hozz\u00e1j\u00e1rulhat a saj\u00e1t szem\u00e9lyes k\u00e9pess\u00e9geivel a k\u00f6z\u00f6ss\u00e9g er\u0151s\u00edt\u00e9s\u00e9hez, \u00e9s ezzel egyidej\u0171leg optim\u00e1lisan kibontakoztathatja saj\u00e1t potenci\u00e1lj\u00e1t. \u00cdgy megtal\u00e1lhatja a lehet\u0151 legjobb utat a szakmai \u00e9letbe vagy a p\u00e1lyam\u00f3dos\u00edt\u00e1shoz. A \"felt\u00e9tel n\u00e9lk\u00fcli r\u00e9szv\u00e9tel\" kifejezetten az \u00faj \u00f6tletek, elk\u00e9pzel\u00e9sek \u00e9s k\u00e9szs\u00e9gek fejleszt\u00e9s\u00e9t is szolg\u00e1lja, amelyekre az emberis\u00e9gnek most oly nagy sz\u00fcks\u00e9ge van.<\/p>\n

V\u00e1ls\u00e1gbiztons\u00e1g a Triple Wellbeingnek k\u00f6sz\u00f6nhet\u0151en<\/h4>\n

A Gradido etikai alapelve az egy\u00e9n j\u00f3l\u00e9t\u00e9nek a k\u00f6z\u00f6ss\u00e9g \u00e9s a nagyobb eg\u00e9sz - a term\u00e9szet \u00e9s a k\u00f6rnyezet - j\u00f3l\u00e9t\u00e9vel val\u00f3 \u00f6sszehangol\u00e1s\u00e1n alapul. Ez\u00e9rt a vil\u00e1gon minden egyes emberre havonta \u00f6sszesen 3000 \"Gradido\" (GDD) jut. Egyharmad\u00e1t minden egyes polg\u00e1r kapja \"akt\u00edv alapj\u00f6vedelemk\u00e9nt\", a m\u00e1sodik harmad\u00e1t az \u00e1llam kapja a lakoss\u00e1gnak ny\u00fajtott szolg\u00e1ltat\u00e1sai\u00e9rt, a harmadik r\u00e9sz pedig egy kompenz\u00e1ci\u00f3s \u00e9s k\u00f6rnyezetv\u00e9delmi alapba ker\u00fcl, amely lehet\u0151v\u00e9 teszi a gazdas\u00e1gi \u00e9s \u00f6kol\u00f3giai \u00f6r\u00f6ks\u00e9g helyre\u00e1ll\u00edt\u00e1s\u00e1t. \u00d6sszess\u00e9g\u00e9ben t\u00f6bb p\u00e9nz \u00e1llna rendelkez\u00e9sre az \u00e1llami szolg\u00e1ltat\u00e1sokra \u00e9s az eg\u00e9szs\u00e9g\u00fcgyi rendszerre, mint kor\u00e1bban - ad\u00f3ss\u00e1gok \u00e9s ad\u00f3k n\u00e9lk\u00fcl.<\/p>\n

\"Most, hogy a k\u00f6zelg\u0151 fizet\u00e9sk\u00e9ptelens\u00e9gi hull\u00e1m nagyon sok ember egzisztenci\u00e1j\u00e1t vesz\u00e9lyeztetheti, \u00faj megold\u00e1sok elengedhetetlenek. A Gradido sz\u00e1m\u00e1ra meg\u00e9rett az id\u0151, \u00e9s felel\u0151ss\u00e9g\u00fcnknek tekintj\u00fck, hogy ezt a modellt bevigy\u00fck a politikai vit\u00e1ba\" - hangs\u00falyozza H\u00fcckst\u00e4dt. T\u00e1rsa, Margret Baier hozz\u00e1teszi: \"Ezzel a term\u00e9szet alapelveihez igazod\u00f3 megold\u00e1ssal biztos\u00edthatjuk a jelen \u00e9s a j\u00f6v\u0151 gener\u00e1ci\u00f3k sz\u00e1m\u00e1ra az \u00e9lhet\u0151 j\u00f6v\u0151t.\"<\/p>\n

A \"Gradido modell\" r\u00e9szletei a k\u00f6vetkez\u0151 c\u00edmen \u00e9rhet\u0151ek el https:\/\/gradido.net<\/a><\/p>\n

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A Gradido Akad\u00e9mi\u00e1r\u00f3l<\/strong>
A Gradido Academy for Economic Bionics kifejlesztett egy alternat\u00edv \"k\u00f6zj\u00f3 valut\u00e1t\", amely a term\u00e9szet mint\u00e1j\u00e1ra k\u00e9sz\u00fclt. A term\u00e9szet azt a szab\u00e1lyt k\u00f6veti, hogy csak ott, ahol valami elm\u00falik, keletkezhet valami \u00faj, \u00e9s \u00edgy hossz\u00fa t\u00e1v\u00fa fejl\u0151d\u00e9s (evol\u00faci\u00f3) lehets\u00e9ges. A siker receptje az \"\u00e9let k\u00f6rforg\u00e1sa\". Ha a mi gazdas\u00e1gunk is ezt a term\u00e9szetes ciklust k\u00f6vetn\u00e9, az a gazdas\u00e1gi bionika szak\u00e9rt\u0151i szerint gyakorlatilag a vil\u00e1g \u00f6sszes p\u00e9nzzel kapcsolatos probl\u00e9m\u00e1j\u00e1t megoldan\u00e1. A Gradido modell azon az elk\u00e9pzel\u00e9sen alapul, hogy nemcsak minden szem\u00e9ly, hanem minden \u00e1llam is kap egy hitelalapon l\u00e9trehozott j\u00f6vedelmet. Ezzel minden feladat\u00e1t ad\u00f3beszed\u00e9s n\u00e9lk\u00fcl is el tudja l\u00e1tni. A defl\u00e1ci\u00f3 vagy az infl\u00e1ci\u00f3 m\u00e1r a m\u00falt\u00e9. A gazdas\u00e1g megszabadul az \u00e1lland\u00f3 n\u00f6veked\u00e9si k\u00e9nyszert\u0151l, a p\u00e9nz\u00fcgyi rendszer \u00f6sszeoml\u00e1s\u00e1nak vesz\u00e9lye v\u00e9gre elh\u00e1rul. (www.gradido.net<\/a>)<\/p>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Gemeinwohlw\u00e4hrung statt Existenzverlust K\u00fcnzelsau, 16. September 2020 \u2013 Sp\u00e4testens zum Jahresende wird eine regelrechte Pleitewelle Deutschland \u00fcberrollen. Rund 50.000 Gesch\u00e4ftsschlie\u00dfungen bef\u00fcrchtet der Handelsverband Deutschland (HDE). Der Deutsche Hotel- und Gastst\u00e4ttenverband k\u00e4mpft mit der gr\u00f6\u00dften Krise der Nachkriegszeit: 61,6 Prozent der gastgewerblichen Unternehmen bangen um ihre Existenz. Die Tourismusindustrie hatte dem Deutschem Reiseverband (DRV) zufolge bereits im […]<\/p>\n","protected":false},"author":1,"featured_media":842,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[14],"class_list":["post-657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pressemitteilung","tag-finanzsystem"],"yoast_head":"\nInsolvenzwelle als Chance - Gradido<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gradido.net\/hu\/gemeinwohlwaehrung-statt-existenzverlust\/\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insolvenzwelle als Chance - Gradido\" \/>\n<meta property=\"og:description\" content=\"Gemeinwohlw\u00e4hrung statt Existenzverlust K\u00fcnzelsau, 16. September 2020 \u2013 Sp\u00e4testens zum Jahresende wird eine regelrechte Pleitewelle Deutschland \u00fcberrollen. Rund 50.000 Gesch\u00e4ftsschlie\u00dfungen bef\u00fcrchtet der Handelsverband Deutschland (HDE). Der Deutsche Hotel- und Gastst\u00e4ttenverband k\u00e4mpft mit der gr\u00f6\u00dften Krise der Nachkriegszeit: 61,6 Prozent der gastgewerblichen Unternehmen bangen um ihre Existenz. 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