Vision-2032-US - How Gradido transformed the USA

A history of the greatest economic transformation in American history

It's July 4, 2032 - Independence Day. But this year, Americans are not only celebrating their historic freedom of 1776, but also their „Second Economic Independence“: the successful introduction of Gradido, which has fundamentally transformed the country for the better in just five years.

The President stands in front of the Lincoln Memorial in Washington, D.C., surrounded by hundreds of thousands of people from all parts of the country. Next to him stands Maria Rodriguez, a former working poor woman from Los Angeles who now runs a thriving community bakery. On the other side is Tom Harrison, a farmer from Iowa whose family almost lost their farm after three generations - and is now more profitable than ever.

„Seven years ago in the winter of 25/26,“ the President begins, „we were on the brink. An endless government shutdown. 42 million people without food aid. The longest crisis of confidence in our history. Today, we look at a nation that has proven: When we act together, we can make the impossible possible.“

Let's look back at how this transformation happened - and how Gradido systematically solved each individual problem.

Year 1 (2028): Laying the foundations

January 2028: The historic „Economic Liberation Act“

After more than two years of bipartisan negotiations - a rarity in the polarized 2020s - Congress passes the „Economic Liberation Act of 2028“. The law establishes Gradido (GDD) as a complementary national currency next to the US dollar.

Core provisions:

1. 50% rule: At least 50% of all payments must be accepted in GDD

2. Parity rule: 1 GDD = 1 USD (fixed exchange rate guaranteed for 5 years)

3. Tax exemption: All GDD transactions are tax and duty free

4. Triple money creation: Every month, 3,000 GDD are scooped per capita:

   • 1,000 GDD as Active basic income (for every person)

   • 1,000 GDD for the Public budget including healthcare

   • 1,000 GDD for the Compensation and environment fund

5. Transience: Negative interest rate of 50% per year or 5.61% per month (calculated exponentially) stabilizes the money supply and prevents inflation

The mathematics of transformation

Population USA: 340 million people

Monthly money creation:

• Active basic income: 340 million × 1,000 GDD = 340 billion GDD

• State budget: 340 million × 1,000 GDD = 340 billion GDD

• Environmental fund: 340 million × 1,000 GDD = 340 billion GDD

• Total: 1,020 billion GDD per month

Annual money creation: 12.24 trillion GDD

Approx. 4 trillion GDD each for active basic income, state budget and environmental fund

Comparison with previous system (2025):

• Federal tax revenues 2025: approx. USD 4.9 trillion^1

• Total government spending (federal, state, local): approx. USD 8.5 trillion

New government revenue with Gradido:

USD income (for 50% economic activity in USD):

• Federal taxes: ~$2.45 trillion (50% of 4.9 trillion)

GDD revenue:

• State budget (2nd money creation): 4.08 trillion GDD annually

• Environmental fund (3rd money creation): 4.08 trillion GDD annually

• Total GDD: 8.16 trillion GDD

Total budget of the state:

• 2.45 trillion USD + 8.16 trillion GDD = 10.61 trillion USD equivalent

• This corresponds to 125% of total government expenditure to date, a surplus of 2.5 trillion or 25 %.

February-March 2028: Infrastructure development

The US government is working together with leading tech companies to Gradido Digital Infrastructure build up:

• Gradido Wallet App: Free, user-friendly app for smartphones

• Hardware terminals: 5 million payment terminals for stores (financed from the state budget-GDD)

• Banking Integration: All major banks integrate GDD into their systems

• Offline solutions: “DankBar” paper vouchers with the year printed on them for people without smartphone access

Investment: 50 billion, 50% Gradido share = 25 billion USD + 25 billion GDD from 2nd money creation (government budget)

April 2028: The first „Gradido Day“

On April 15, 2028 - the traditional Tax Day, which now takes on a whole new meaning - all 340 million Americans will be entitled to their First active basic income due to Unconditional participation. This means that every citizen can volunteer for the common good, i.e. do voluntary work, of which a maximum of 50 hours are remunerated with 20 GDD each (i.e. a maximum of 1,000 GDD). Mothers automatically receive a basic income of 1,000 GDD without additional proof. Children may contribute according to their age in order to receive their 1,000 GDD.

Maria Rodriguez‘ story:

Maria, 34, a single mother of two, works three part-time jobs as a waitress, cleaner and Uber driver. Her monthly income: USD 2,800. After rent (USD 1,400), childcare (USD 600) and living expenses, she has practically nothing left. Often it's not even enough for the essentials.

On April 15, she receives:

• 1,000 GDD for yourself

• 1,000 GDD for her 12-year-old daughter

• 1,000 GDD for her 8-year-old son

• Total: 3,000 GDD (equivalent to USD 3,000)

But this is just the beginning. The government has announced: Who Additional activities for the common good can earn additional GDD - up to an additional 2,000 GDD per month for 100 hours of commitment (20 GDD/hour).

Maria signs up for a program: She teaches English to new immigrants in her community two evenings a week (8 hours/week = 32 hours/month). For this she receives 640 GDD additional.

Due to AI and robotics (self-driving cars and cleaning robots), her jobs as a cleaner and Uber driver have been eliminated. She is very happy about this, as she now has much more time for her family

Your new monthly income:

• Jobs: instead of USD 2,800 only USD 1,000 (waitress) → from July 2028: USD 500 + GDD 500 (50/50 rule)

• Active basic income: 3,000 GDD (for family)

• Public welfare work: 640 GDD

• Total: 500 USD + 4,140 GDD

As she now has less USD income, her taxes also fall drastically (to just USD 500 instead of USD 2,800). Her Effective purchasing power has changed approximately doubled, and she has time for her family for the first time.

May-December 2028: The first wave of transformation

1. end to homelessness - the „Housing First GDD“ Program

The government is using GDD 150 billion from the state budget to implement a radical „Housing First“-program:

• All 771,480 homeless people get immediate access to housing

• Rents are partially subsidized with GDD (landlords must accept 50% GDD)

• Accompanying health and social services are paid in GDD

• Success after 8 months: 92% of the formerly homeless have stable housing conditions^3

Invoice:

• Average monthly costs per person: USD 1,500 (apartment + services)

• 50% in GDD: 750 GDD × 771,480 persons = 579 million GDD/month

• Annual: 6.95 billion GDD - only 1.7% of the annual state budget in GDD

2. healthcare for all - „MediGradido“

The chronically underfunded healthcare system receives a massive boost:

• 500 billion GDD annually additionally for health care

• All basic services are now free of charge

• 50,000 new community health workers to be paid in GDD

• Nursing staff receive Increases in their salaries in GDD

• Much of the care work is now carried out by volunteers and remunerated with GDD as part of the Active Basic Income

Effects:

• The projected 13% shortage of nursing staff will be eliminated within 18 months^5

• Waiting times for doctor's appointments fall by 60%

• Infant mortality falls by 25% in the first year^6

3rd education revolution - „Every Child Counts GDD“

The education system receives 800 billion GDD annually in addition:

• All 400,000 vacant teaching positions are filled^7

• Teachers receive 30% salary increase (entirely in GDD)

• Many qualified volunteers (mostly pensioners) work as teachers on a student basis and are paid in GDD

• Free school meals for all children (financed in GDD)

• Massive investment in STEM programs, especially in disadvantaged schools^8

• Peer learning introduced: older or high-performing pupils teach younger / lower-performing pupils. Peer learning has already proven to be very effective in independent schools.

Result after one year:

• The achievement gap between high-achieving and low-achieving students narrows by 50%^9

• Black and Hispanic students now have equal access to AP courses^8

• Public school enrollments increase for the first time since 2019^9

Year 2 (2029): Economic upturn and ecological turnaround

The „Gradido dividend“ for the economy

By the beginning of 2029, the impact on the economy as a whole will be dramatic:

Increase in purchasing power:

In an average American family (2.5 people), about 1.5 people use Unconditional Sharing with Active Basic Income (one parent works full-time and has no time for community service).

• 1,500 GDD per month as an active basic income (for all family members)

• In addition: Salaries are paid at 50% in GDD (GDD portion is tax-free)

Example: Average family with average income

Before (2025):

• Gross income: USD 80,000

• Taxes and duties (approx. 22%): -17,600 USD

• Net income: 62,400 USD

• Monthly: 5,200 USD

Afterwards (2029):

• Income: 40,000 USD + 40,000 GDD

• Taxes on USD portion (approx. 15% due to lower progression): -6,000 USD

• Taxes on GDD: 0 USD

• Active basic income: 18,000 GDD per year (1,500 GDD × 12)

• Net income: 34,000 USD + 58,000 GDD = 92,000 USD equivalent

• Increase: approx. 47 % more purchasing power

Increasing consumption Quality before quantity:

With 47% more disposable income, consumption is developing positively:

• Retail sales increase by 40%

• Local and small stores and craft businesses in particular benefit (gladly accept 100% GDD)

• Restaurant and catering visits increase by 50%

• The market for cultural and educational services is growing by 50%

• Instead of cheap junk from the Far East, people are buying high-quality domestic goods and services

Company perspective:

Tom Harrison's farm in Iowa:

Tom, 52, and Helen, 48, run a family farm growing corn and soybeans. In 2025, they were on the verge of bankruptcy:

• High debt: 450,000 USD loan at 6.5% interest = 29,250 USD interest annually

• Rising input costs (fertilizer, seed, diesel): USD 180,000

• Falling export prices due to trade wars^10

• Profit 2025: -35,000 USD (loss)

In addition to Tom and his wife Helen, 3 adults work in the family business:

• Son Robert works full-time, his wife Sandra works part-time (66.6%). They have 2 children, John and Daisy.

• Daughter Julia works part-time 66.6%. She is a single parent with 3 children: Max, Will and Jane.

Tom's parents Joe, 76, and Ann, 74, also live on the farm. Thanks to the flexible pension plan, they each receive 2,000 GDD per month from the age of 65 - twice as much as the regular Active Basic Income. This additional 1,000 GDD is financed from the surplus of the basic income budget: Since on average only 60% of people under the age of 56 actively claim the Active Basic Income, there is sufficient budget available for flexible retirement provision. The flexible age limit starts at 56 and gradually increases until 65. At the age of 65, senior citizens automatically receive 2,000 GDD per month - unconditionally and without any further work. John and Ann use their time to look after their grandchildren, work in the garden and pass on their life experience to the younger generation. „At last I have time for the things that really matter,“ says Ann, „and I don't have to worry about money.“

A total of 12 people live on the farm. Julia, Sandra and Robert are employed full-time.

Receive an active basic income:

• 2 mothers (Sandra and Julia) automatic: 2,000 GDD

• 5 children (John, Daisy, Max, Will and Jane) through age-appropriate assistance: 5,000 GDD

• 2 senior citizens (Joe and Ann) unconditional from the age of 65: 4,000 GDD

Total: 11,000 GDD per month or 132,000 GDD per year

Tom, Helen and Robert work full-time on the farm and receive their income from the farm profit or salary, so they do not participate in the Active Basic Income.

Conversion to organic farming

In order to increase self-sufficiency and protect the environment, the US government is focusing on less foreign trade and more domestic food production. Focus on maintaining farms and switching to organic farming.

Debt Transformation Act: Debt in USD is exchanged for GDD at 50%.

Argument: Bankruptcy would mean a complete loss of credit.

With Gradido 2029:

The farm refinances its debts:

• Loan split USD 450,000 in 225,000 UDS + 225,000 GDD (interest-free)

• Interest on USD loan halves in approx. 15,000 units, 50% in GDD, i.e. 7,500 USD + 7,500 GDD

New sources of income:

Active basic income: 11,000 per month = 132,000 GDD

AUF compensation and environmental fund supports conversion with 200,000 GDD per year for the first 5 years.

Fertilizer costs are eliminated

Seeds and seedlings via cooperative 50,000 GDD

Diesel: 20,000 USD + 20,000 GDD

Sales revenue still low at the beginning of the changeover 30,000 USD * 30,000 GDD

Establishment of SoLAWI solidarity agriculture with 30 members. Each member pays 500 USD + 500 GDD, total: 15,000 USD + 15,000 GDD

Balance sheet 2029:

Note: The Active Basic Income (a total of 132,000 GDD per year) is not included in this business balance sheet as it represents personal income and not business income. However, it significantly increases the family's purchasing power. The owners Tom and Helen do not receive a salary, but live off the profits.

In subsequent years, the successful conversion will result in steadily growing income and expansion of the SoLaWi, which will increase profits.

The Equalization and Environment Fund: 4.08 trillion GDD for the planet

The third money creation finances the biggest ecological transformation in history:

1. regenerative agriculture - 150 billion GDD/year

• 500,000 farmers like Tom are switching to regenerative methods

• Payment: an average of 200,000 GDD per farm per year for conversion

• In addition: 20 GDD per hectare for proven CO2 binding in the soil

Invoice:

• 500,000 farms × 200,000 GDD = 100 billion GDD

• Average 200 hectares per farm × 20 GDD × 500,000 = 2 billion GDD

• Additional consulting, training, infrastructure: GDD 48 billion

• Total: 150 billion GDD

Results after 2 years:

• 100 million hectares under regenerative management

• 250 million tons of CO2 bound in the soil every year

• Soil fertility increases by an average of 20%

2. renewable energies - 1 trillion GDD/year

• Massive subsidies for solar installations on private homes (50% of costs in GDD)

• 200 GW of new solar capacity per year (comparison: 40 GW in 2024)^13

• 100 GW of new wind capacity

• 500 GWh battery storage expansion

Investment:

• Solar subsidies: 200 billion GDD

• Wind expansion: 200 billion GDD

• Battery storage: 200 billion GDD

• Grid modernization: 200 billion GDD

• Research into innovative forms of energy (including previously underfunded research approaches): GDD 200 billion

• Total 1 trillion GDD

Result 2029:

• Renewable energies reach 45% of the electricity mix (from 25% in 2024)^13

• 2 million new jobs in the sector (all partly paid in GDD)

• Electricity costs for households fall by 30%

3. water management and ecosystem restoration - 600 billion GDD/year

• Remediation of all polluted waters

• Replenishment of overexploited groundwater reserves^15^11

• Restoration of wetlands (50 million hectares)

• Reforestation (100 million hectares in 10 years)

4. circular economy and zero waste - 600 billion GDD/year

• Every municipality receives GDD funding for recycling infrastructure

• Companies receive GDD bonuses for zero-waste production

• Repair cafés and sharing platforms are promoted in GDD

5. biodiversity and species protection - 300 billion GDD/year

• Reintroduction of extinct species

• Creation of wildlife corridors

• Protecting endangered ecosystems

6. compensation payments and climate justice - 300 billion GDD/year

• Communities that suffer from environmental pollution (often people of color) receive compensation

• Redevelopment of brownfields and superfund sites

• Support for climate refugees

7. support for the conversion of industrial companies to environmentally friendly production 1 trillion GDD

8. other / reserve 130 billion GDD

International trade revolution

The 50%-GDD rule for imports and exports

Instead of draconian tariffs, which would burden the economy in 2025, the USA is introducing a more elegant solution:^10

Import regulation:

• All importers must pay 50% of the value of the goods in GDD

• Exporters from other countries receive 50% in USD, 50% in GDD

• GDD they can either:

  • Spend in the USA (on US goods, services, tourism)

  • Spend in the steadily growing Gradido currency area (Gradido countries)

  • If not yet in the GDD currency area themselves: exert pressure on their governments to also introduce Gradido

Example: German car imports

A Mercedes worth USD 60,000:

• US importer pays: 30,000 USD + 30,000 GDD

• Mercedes-Benz receives: 30,000 USD + 30,000 GDD

Mercedes can use the 30,000 GDD for:

• Purchase of raw materials or components from gradido states

• Payment of employees in gradido states

• Investments in Gradido countries

• Put pressure on the German government to introduce Gradido

Effects:

1. No retaliatory tariffs:

   • China lifts its retaliatory tariffs as the US no longer imposes punitive tariffs^10

   • Farmers like Tom can export again

2. Gradido as an international currency:

   • By the end of 2029, 45 countries will accept GDD as a reserve currency

   • The EU launches its own „Euro Gradido“ pilot project

   • China and India are studying the model

Year 3 (2030): Social healing and cultural renaissance

End of political polarization

The most extreme political polarization in US history is beginning to heal - not through political rhetoric, but through economic reality:^18^20

Why Gradido reduces polarization:

1. Shared benefits across party lines:

   • Conservative rural farmers like Tom benefit enormously

   • Progressive urban communities also benefit

   • Both sides have a common interest in the success of the system

2. Reduction of economic anxiety:

   • The main drivers of polarization - economic insecurity and loss of status - are disappearing^21

   • People have time and energy for community involvement instead of fighting for survival

3. Activities for the common good bring people together:

   • 85 million Americans will regularly perform community service by 2030

   • Republicans and Democrats work side by side

   • Personal contact breaks down prejudices

Measurement:

A Gallup survey from September 2030 shows:

• Only 25% still regard the other party as „immoral“ (from 72% and 63% respectively in 2022)^18

• 68% believe that „the country is on the right track“ (from 15% in 2025)^22

• Confidence in the federal government rises to 65% (from historic lows around 20%)^19

The cultural renaissance

With more time, more resources and less stress, the USA is experiencing a cultural heyday:

Art and culture:

• 15 million people use their Active Basic Income to be artistically active

• Thousands of new community theaters, galleries, music groups are emerging

• All are partially supported in GDD (through municipal cultural budgets from the 2nd money creation)

Education and lifelong learning:

• 45 million people take part in adult education courses

• Community colleges are experiencing a boom (courses often affordable in GDD)

• The USA is experiencing a scientific renaissance

Care work is finally being rewarded:

Maria Rodriguez's neighbor, Linda Chen, 58, cared for her mother with dementia for 20 years - unpaid, invisible. With Gradido:

• She receives 1,000 GDD Active Basic Income

• Your care work (30 hours/week) is also recognized as work for the common good: +2,400 GDD/month

• Total income: 3,400 GDD per month - For the first time in her life, she has financial security

• She can also hire a part-time caregiver for 800 GDD/month (subsidized by the state)

Volunteering is exploding:

The already strong tradition is strengthened by Gradido:^23

2025:

• 60.7 million formal volunteers

• 4.1 billion hours

• Value: USD 122.9 billion^23

2030:

• 125 million formal volunteers (more than doubled)

• 12 billion hours

• Value: 240 billion GDD + invaluable for social cohesion

Year 4 (2031): Global pioneer and innovation

USA as a model for the world

By 2031, 78 countries will have introduced Gradido-like systems or launched pilot projects:

Europe:

• EU Gradido launches in Germany, the Netherlands and Scandinavia

• Mediterranean countries (Greece, Spain, Portugal) follow

Latin America:

• Mexico introduces „peso gradido“

• Brazil starts with „Real-Gradido“

Asia:

• Japan experiments with „yen gradido“

• India plans world's largest pilot project with 200 million people

Africa:

• Rwanda and Ghana start as pioneers

• Pan-African „African Gradido Union“ in planning

Innovation and technology boom

The USA is experiencing the biggest surge in innovation since the 1950s:

Why?

1. Risk appetite increases: People can take risks with an active basic income

2. Interest-free loans: Start-ups can take out loans without interest charges in GDD

3. Massive government R&D investments: 600 billion GDD annually for research

Results:

• 500,000 new start-ups per year (3× more than 2025)

• Breakthroughs in: Fusion energy, quantum computing, biotechnology, climate technology

• USA again leads the world in STEM education^7

Example: Clean-tech revolution

The San Francisco Bay Area Clean-Tech Cluster:

• 10,000 start-ups are working on environmental technologies

• Financing: 80% in GDD (interest-free loans + government grants)

• By 2031: Oceans will be cleaned of plastic waste thanks to new technologies with microorganisms

Health and life expectancy

Dramatic improvements:

• Life expectancy increases by 3.5 years (from 76.4 to 79.9)^6

• Infant mortality falls by 40%^6

• Avoidable premature deaths fall by 50%^6

• Racial health disparities halved^6

Why?

1. Universal access: All have free healthcare, financed by GDD

2. Prevention: People have time and resources for a healthy lifestyle

3. Mental health: Reduction of stress, anxiety and depression through financial security

4. Environment: Cleaner air, water, food through environmental funds

Year 5 (2032): The new American reality

On Independence Day 2032: taking stock

Economic transformation:

GDP growth:

• 2025-2027: 0.25% (recession/stagnation)

• 2028-2031: Average 6.5% per year (boom phase)

• 2032: 1.5% (slowdown sets in)

• Total growth 2025-2032: 24%

However, GDP growth is now slowing down significantly, as economic growth is no longer necessary due to the debt-free gradido. We are gradually moving into a post-growth society in which prosperity is no longer measured by GDP growth but by quality of life.

Unemployment:

• 2025: 4,2%

• 2032: 0.8% (de facto full employment)

  Explanation: The Active Basic Income guarantees a secure livelihood. The low level of residual unemployment only affects people in a professional transition phase or with specific placement barriers. As everyone can earn an income by working for the common good, there is no longer any „involuntary“ unemployment in the traditional sense.

Inflation:

• 2025: 4.8% expected^2

• 2032: 1.8% (stable)

• Reason: Despite massive money creation in GDD no inflation, because:

  • 5.61% monthly transience* keeps the money supply stable

  • Productivity increase not necessary

  • Conscious consumption instead of compulsive consumption: people buy high-quality, long-lasting products instead of cheap, disposable goods. This leads to a more sustainable economy without the need for growth.

  *The transience is 50% per year. Calculated exponentially, that is 5.61% per month.

Wealth distribution:

2025:

• Top 10%: 65% of the assets^24

• Bottom 50%: 2.5% of assets^24

• Gini coefficient: 0.85 (extreme inequality)

2032:

• Top 10%: 38% of assets

• Bottom 50%: 18% of assets

• Gini coefficient: 0.52 (moderate inequality - similar to Denmark)

Poverty:

• 2025: 36.8 million people (11.1%)^25

• 2032: no poverty through an active basic income (0 %)

• Child poverty eliminated through active basic income (from 13.7% to 0%)^25

Ethnic income differences:

The Active Basic Income dramatically reduces the differences:

Median household income 2025:

• Asians: 112,800 USD

• White: 89,050 USD

• Hispanics: 65,540 USD

• Blacks: 56,490 USD^27

Median household income 2032 (incl. GDD):

• Asians: 120,000 USD equivalent

• Whites: 110,000 USD equivalent

• Hispanics: 105,000 USD equivalent

• Blacks: 100,000 USD equivalent

The gap between the highest and lowest group fell from USD 56,310 (99%) to USD 20,000 (20%) - and the trend continues to be downward.

Social transformation

Homelessness:

• 2024: 771,480 people^28^30

• 2032: 8,200 people (99% reduction)

Healthcare:

• 100% healthcare instead of insurance rate (from 92% in 2025)

• No more medical bankruptcy (2025: 530,000 cases per year)

• Waiting times for doctor's appointments: -75% as people are healthier overall and need to see a doctor less often

Education:

• All teaching positions filled^7 or by volunteers and. Peer learning replaced

• Performance gaps reduced by 70%^9

• USA back in top 10 in PISA studies (from 36th place in 2025)

Crime:

• Violent crime: -65%

• Property offenses: -80%

• Prison inmates: from 2.3 million to 480,000 (-79%)

Why? People with income, hope and community commit fewer crimes.

Ecological transformation

Greenhouse gas emissions:

• 2025: 5.2 billion tons of CO2 equivalent

• 2032: 2.8 billion tons (-46%)

• Pathway: 1.5°C target achievable

Renewable energies:

• 2025: 25% of the electricity mix^13

• 2032: 78% of the electricity mix

• 100% planned until 2040

Water:

• All groundwater supplies stabilized^11^16

• Flow quality improved by 85%

• Access to clean drinking water: 100%

Biodiversity:

• 1,200 endangered species saved from extinction

• 80 million hectares of ecosystems restored

• Insect populations are recovering (+45% since 2025)

Agriculture:

• 75% of the farms are regenerative

• Soil fertility: +35% average

• Pesticide use: -70%

• Yield increase through better soils and permaculture: +25%

The stories of the people

Maria Rodriguez, 39, Los Angeles:

„In 2025, I was working three jobs and had nothing. My children hardly saw me. Today I run a community bakery with ten employees. We bake for local schools - paid in GDD. My income is three times what it was back then, I work 35 hours instead of 65, and I have time for my family. I still teach English to immigrants - because I love it, not because I have to.“

Tom Harrison, 57, Iowa:

„My grandfather would never have believed that our farm would be profitable again. We have paid off our debts - interest-free! We now grow regenerative crops. The soil is better than it has been for 50 years. We're earning more and doing good for the environment. And you know what? My son wants to take over the farm and is very enthusiastic about it.“

Linda Chen, 63:

„I cared for my mother for 20 years - unpaid, invisible. Gradido didn't just give me an income, it gave me dignity. Society is finally saying: ‚Your work counts‘. Mom passed away peacefully last year. Now I help other family caregivers - and get paid for it in GDD.“

Dr. James Thompson, 45, Community Health Center, Detroit:

„As a doctor in an underserved neighborhood, I saw people suffer every day because they couldn't afford treatment. With MediGradido, that's over. But more importantly, people are healthier. Less stress, better nutrition, a cleaner environment - prevention is finally working.“

International recognition

Nobel Prize in Economic Sciences 2031:

The committee awards the prize to the „Gradido Implementation Team USA“ for „the most successful economic transformation of the 21st century, which has proven that prosperity, social justice and ecological sustainability are compatible.“

UN Secretary-General:

„The USA has shown the world that a different economic system is possible. Gradido is not a miracle, but a smart policy: money for people instead of debt, investment in the common good instead of profit for the few, healing the earth instead of exploiting it.“

The calculation: how everything fits together

State budget in detail (2032)

Revenue USD:

• Federal taxes (on 50% of the economy): $2.6 trillion

• State and local taxes: USD 1.1 trillion

• Total USD: USD 3.7 trillion

Revenue GDD:

• State budget (2nd money creation): 4.08 trillion GDD

• Environmental fund (3rd money creation): 4.08 trillion GDD

• Total GDD: 8.16 trillion GDD

Total budget: USD 3.7 trillion + GDD 8.16 trillion = USD 11.86 trillion equivalent

Use:

In USD (3.7 trillion):

• National defense: 800 billion

• Interest payments on old debt: 400 billion (shrinking due to GDD refinancing)

• Social security (USD share): 600 billion

• Medicare/Medicaid (USD share): 500 billion

• Administration and other: 1.4 trillion

In GDD (4.08 trillion national budget):

• Education: 800 billion GDD

• Health (MediGradido): 900 billion GDD

• Infrastructure: 600 billion GDD

• Science & research: 600 billion GDD

• Social programs: 500 billion GDD

• Housing construction: 200 billion GDD

• Culture and sport: 150 billion GDD

• Administration: 330 billion GDD

In GDD (4.08 trillion environmental funds):

• Regenerative agriculture: 150 billion GDD

• Renewable energies: 1 trillion GDD

• Water management: 600 billion GDD

• Circular economy: 600 billion GDD

• Biodiversity: 300 billion GDD

• Climate justice: 300 billion GDD

• Industrial conversion to environmentally friendly production: 1 trillion GDD

• Other/reserve: 130 billion GDD

Debt reduction:

Public debt (2025: USD 36 trillion) is systematically converted into GDD debt:

• Interest-free GDD bonds replace interest-bearing USD bonds

• Annual interest burden falls from USD 900 billion (2025) to USD 200 billion (2032)

• Savings: 700 billion USD annually

• Plan: Complete debt reduction by 2045 through surpluses

The money supply and transience

Critical question: Doesn't massive money creation lead to inflation?

No, and here's why:

Monthly money creation: 1,020 billion GDD Annually: 12.24 trillion GDD

But: The approx. 5% monthly transience prevents accumulation.

Sample invoice:

A citizen receives 1,000 GDD Active Basic Income on January 1.

• After 1 month (without expenses): 1,000 - 5% = 950 GDD

• After 2 months: 950 - 5% + 1,000 new = 1,902.50 GDD

• After 12 months (if never spent): ~11,200 GDD

• With immediate issue (ideal case): 12,000 GDD circulated

Balance:

After about 18-24 months, an equilibrium is reached:

• New money creation = transience (self-regulating system modeled on nature)

• Total GDD in circulation stabilizes at approx. 15-18 trillion GDD

Comparison with USD money supply (M2):

• 2025: 21 trillion USD

• 2032: USD 13 trillion (falling, as many USD loans are converted into GDD loans)

Total money supply in 2032: USD 13 trillion + GDD 17 trillion = 30 trillion

GDP growth at the same time:

• 2025: 28 trillion USD

• 2032: USD 35 trillion (24% growth)

Money supply/GDP ratio:

• 2025: 0,75

• 2030: 0,86

Moderately increased, but no hyperinflation, because:

1. Strong increase in productivity

2. Supply has grown (new companies, innovations)

3. Transience keeps the GDD money supply stable

4. USD money supply falls due to credit shift from USD to GDD

Epilogue: July 4, 2032

Back to the Lincoln Memorial. President finishes his speech:

„My fellow Americans, five years ago, skeptics asked us: ‚How are you going to pay for this? Today we answer: Money is not a scarce commodity. Time, resources and human potential are.

We have stopped creating money for debt and started creating money for people. We have stopped defining growth at the expense of the earth and started to understand prosperity as the flourishing of all life.

The biggest lesson: Everyone has value - not as a worker, not as a consumer, but as a human being. The Active Basic Income says: ‚You are valuable simply because you exist - and when you give, you receive more‘.‘

Skeptics said it would make people lazy. That would only apply - if at all - to a Universal Basic Income, but not to an Active Basic Income. We have proven that: People want to contribute, they want meaning, they want community. They just need the freedom that financial security offers.

Other countries ask us: ‚What is the secret?‘ There is no secret. It is mathematics plus humanity. It's economics plus ecology. It is Courage plus compassion.

The US has once again shown the world something - not through military might, not through economic dominance, but by proving that a civilization can reinvent itself.

Welcome to the Second American Revolution. Welcome to the Gradido Era. Welcome to our shared, prosperous future.„

The crowd erupts in cheers. Drones unfold a huge light show above the memorial - in green and gold, the colors of Gradido: Green for the earth, gold for the flourishing of all life.

Maria hugs her children. Tom wipes a tear. Linda smiles. Dr. Thompson thinks of his patients. Millions of people across the country, in front of screens and in public places, feel the same:

Hope. Pride. Belonging. Future.

The United States of America has saved itself - and perhaps the world.

Technical appendix: The math behind the miracle

Population: 340 million

Monthly money creation per person: 3,000 GDD

• 1,000 Active basic income

• 1,000 State budget

• 1,000 Environmental fund

Annual money creation: 12.24 trillion GDD

State budget comparison:

Average family (2.5 persons):

*On average, only around 60% actively participate (1.5 out of 2.5 people).

Ecological transformation:

Social indicators:

This is not utopia. This is applied mathematics + political will + human dignity.

This is Gradido.