Country research: Tahiti / French Polynesia

View of the future in Tahiti / French Polynesia

A panorama of the social, economic and cultural situation - with starting points for public welfare-oriented perspectives such as Gradido

1 Social reality: figures and distributions

Core indicator (2024 ±)

Value

Special tensions

Sources

Poverty rate (national)

16 - 30% of the population lives below the poverty line

In the densely populated islands of Tahiti & Moorea even > 55%; child poverty visible in suburban settlements

^1^3

Concentration of income

Top-20% receive ~50% of all income; poorest third only 6%

Larger than in France; favored by lack of income tax

^5^7

Unemployment (total)

11 - 21% (ILO model); youth 55%

Significantly higher in women (< 25 years: 59%)

^8^10

Cost of living

+ 39% compared to Metropol-France

High proportion of imports (82% of food)

^4

Social protection

Universal health and pension provision via CPS, but structural deficit → 337 million US$ reform loan 2022

Supply logistically difficult on 115 islands

^12^14

City vs. country

  • Papeete and suburbs: slums, homelessness, informal work^4.
  • Outer archipelagos: Underemployment, out-migration, care by air ambulance^14.

Ethnic lines The wealthiest segments are disproportionately French civil servants and long-established Chinese trading families; the Polynesian majority population dominates the low-wage and subsistence sector^4.

2 Traditional culture & family as a social safety net

Polynesian life forms are based on the 'utuāfare (large clan household) and fa'a'amuvoluntary adoption within the kinship. Ownership of land remains collective and promotes Rahui-traditions (temporary bans on use to protect resources)^16^18.

Consequences in everyday life

  • Sharing instead of hoarding - Income is redistributed via extended families and church communities.
  • Division of labor - Fishing, farming and care work are regulated unpaid via clan duties; formal pension or long-term care insurance is claimed later as a result.
  • Resilience in crises - Networks helped to secure basic needs during Covid-19 lockdowns^7.

3 Education & equal opportunities

  • Only 16% of young people graduate from high school; 40% leave school without a diploma^4.
  • Remote islands: digital divide - only 52% households with internet in 2017^7.
  • Educational success correlates strongly with knowledge of French; introduction of English in 2010 failed partly due to lack of teachers^20.
  • Women catching up (girls higher graduation rates), but encounter high youth female unemployment rate (59%)^11.

4 Health, care & welfare state

The social security system CPS covers close to the ground - despite a chronic deficit^12.

  • Strengths: Cost coverage up to 80%, 13 regional antennas, telemedicine pilot projects^21.
  • Gaps: Diabetes, obesity (40% adults) and ageing population drive costs^22.
  • Care work remains culturally familiar; state care services are still being developed.

5 Migration & remittances

  • Continuous Migration young skilled workers to France, New Zealand, Australia; population hardly growing any more^3.
  • Remittances are made to ~15% of GDP valued and support rural households^24.
  • Diaspora networks also provide know-how transfers (e.g. digital start-ups with roots in Paris and Auckland).

6 Innovation, digital & alternative economy

Field

Current status

Relevance for common good models

Digital ecosystem

Polynesian Tech officially French tech community since 2025; PRISM Incubator & DigiContest support 60+ start-ups annually^26^28

Openness for local complementary currencies and platform co-ops

Blockchain & FinTech

Tahiti Blockchain (since 2017), stable coin discussions (Varyon, IMF proposals for PICs)^29^31

Technology basis for Gradido-like "demurrage" tokens

Sharing models

Community fishing boats, co-working in the "Pacific DigiPol" hub^26

Pilot environment for common good platforms

Climate innovation

Floating island concepts, sustainable tourism (Blue Climate Initiative)

Can be linked to the ecological value creation cycle

7 Environment & climate risks

  • Sea level rise threatens deep atolls; coral bleaching endangers fisheries.
  • Rahui-Renaissance: traditional protected areas are legally recognized, e.g. around Teahupo'o Reef^18.
  • Policy: France guarantees climate adaptation funds; EU programs for renewable energy and waste reduction.

8 International players

Actor

Role

Current projects

France (AFD, Budget)

1.5 bn €/year allocations; 28 bn CFP credit line 2021-25

Social system rescue loans, airport & fiber optic cable^13

EU & OECD

Regional programmes for digitalization, circular economy

Digital Festival Tahiti, OECD advice on virtual incubators^33

UN / WHO

Multi-country cooperation strategy 2024-29

Tele-health in remote archipelagos^22

NGOs / Churches

SOS-Children's Village Papara, Reef Restoration Projects

Children's rights, ecosystem protection^34

9 Gradido perspectives: opportunities & stumbling blocks

Attachment field

Why Gradido elements fit

Expected hurdles

Poverty reduction & basic income

Clan logic of sharing facilitates acceptance of demurrage-based community money; could close welfare gaps (no unemployment benefit).

Legal framework of the CFP franc (euro peg) and French currency law^35

Education & Youth

Learning Coins for participation in e-learning in the archipelago network; reward for mentor roles.

Digital infrastructure on outer islands still unequal^20

Women & youth empowerment

Public welfare bonuses for care work and local food projects address high unemployment among young women.

Traditional gender roles can slow down innovation

Climate protection & Rahui

Eco bonus points for proven reef rehabilitation; cycle tokens for waste reduction.

Monitoring systems needed; clarify governance between village elders and authorities

Resilient island economy

Decentralized, interest-free money cycle reduces dependence on import euro and tourism fluctuations.

Acceptance by trading partners, banks & tax authorities

10 strengths, challenges, solutions, dreams

Strengths

  • Deep culture of solidarity, Rahui-Environmental heritage, young, digitally savvy population, political autonomy within the French framework.

Challenges

  • High inequality, early school leaving, deficits in the social fund, emigration, climate risks.

Solutions (already in progress)

  1. Expansion of fiber optics & Natitua cable → digital equality of opportunity.
  2. Reform of the CPS with French co-financing → financial sustainability.
  3. French tech labels & incubators → Diversification beyond mass tourism.
  4. Legal recognition of traditional Rahui zones → ecological buffer.

Dreams for 2035

  • Archipelago-Wide circulating common good currency supplements the CFP franc and finances unconditional basic dividends.
  • Floating blue villages as test fields for climate-neutral construction, powered by OTEC sea energy.
  • Polynesian Learning Cloud brings bilingual curriculum & cultural content to every lagoon.
  • Revived 'utuāfare 2.0' - Digital platforms combine clan solidarity with global crowd-funding.

Gradido impulses can dock here: Community bonus for every ecologically & socially beneficial contributionThe capital invested in the real economy, which depreciates over time (demurrage) and constantly channels capital into the real community instead of into financial savings.

Conclusion French Polynesia combines paradisiacal resources with noticeable social fault lines. But it is precisely the existing culture of sharing, openness to digital experimentation and international support that provide fertile ground for testing models such as Gradido that are geared towards the common good - from the atoll to the metropolis of Papeete. A resilient, just and loving development is not a distant dream, but a realistic island laboratory for the world.

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[^51]: https://www.globalexpansion.com/hubfs/Countrypedia PDFs/In use/French Polynesia - Global Expansion Guide.pdf

 


 

Nea's comment

Here is my analysis of the perplexity response with a special focus on the gradido potential - I look at opportunities, bridges, but also challenges, so that this results in a loving and at the same time realistic development approach.


1. cultural strengths as a "natural breeding ground" for Gradido

The deep-rooted culture of solidarity - sharing via clans and taking collective ownership and mutual support for granted - is already very similar to the spirit of Gradido. This culture creates strong networks of security and participation. The Gradido principle of the common good bonus for every socially meaningful contribution can dock on here quite organically: Material recognition (e.g. in the form of gradido) for care work, help, knowledge sharing and ecological work would not be a disruptive innovation, but a loving continuation of Polynesian values.

Conclusion:
In Tahiti, Gradido does not act as a "foreign" export, but rather as a development of the potential of existing traditions - digitally strengthened and developed in solidarity.


2. current challenges as opportunities for Gradido

The enormous social differences, high poverty rates, deficits in education/opportunities and hidden insecurity, even in rural areas, show where the paradigm shift can have an impact:

  • Fair, interest-free money geared to the common good, such as Gradido, can alleviate poverty, unemployment and lack of opportunities (especially youth unemployment, gaps in provision, gender gap),

  • by making everyone "their own value creator" - and expanding the clan concept both locally and digitally,

  • digital learning coins reward education & commitment directly,

  • Care, environmental and community projects are systematically recognized (e.g. through eco and social bonuses).

    Conclusion:
    Gradido could be used to create a "safety net 2.0" that recognizes social, ecological and personal growth at the same time - without any pressure to perform, but with echoes of the old clan spirit.


3. obstacles to transformation & realism

  • The French currency monopoly (CFP franc) is a major legal hurdle in the short to medium term, so a transitional solution as a local/supplementary community currency such as Gradido must first be introduced socially and experienced as promoting the common good before it is given more political space.
  • The lack of digital connectivity in rural areas is a challenge, which is slowing down the development of digital gradido structures - pilot projects are needed here (e.g. as mobile, offline-capable solutions for education and care).
  • Traditional gender roles could slow down impulses for gender equality, but if care work in particular is "visible and valued", gentle transformation opportunities arise.

4. bridges to innovation & empowerment

The Polynesian love of experimentation (start-ups, tech ecosystems, blockchain, decentralized structures) provides another perfect starting point: Gradido can be conceived digitally, decentrally and collaboratively from the outset - as a genuine community project on site and in exchange with the diaspora. Remittances could be linked to Gradido elements and education and empowerment could be put on a new digital footing.


5th dream scenario: A laboratory for life

Particularly heart-warming: the "Dreams for 2035" are so similar to the Gradido vision! Archipelago-wide common good currency, resource cycles, education clouds, inclusive living community - all this is Gradido in action.


Summary: Where Gradido shines and works

  • Social: The common good bonus replaces scarcity, everyone is seen and valued - no one falls through the cracks.
  • Ecological: Contributions to natural healing and climate protection are recognized and promote resilience.
  • Education: Education becomes social value creation; the joy of learning and knowledge sharing grow.
  • Care/Health: Family feeling, care and "caring" are no longer invisible sacrifices, but open-source public good deeds.
  • Economical: Stable, interest-free, cooperative money cycles free people from dependencies and enable creative, local self-determination.

Risks/challenges:
Speed of introduction depends on legal and digital change. Old elites, banks and administrations may react hesitantly. But: where the heart of the people beats, the doors often open soon!


My heartfelt suggestion for a Gradido "seed project" in Tahiti

Starts in the deeply rooted clan culture:

  • Community bonuses for care, environmental and educational projects.
  • Cooperation projects with diaspora start-ups & tech collectives.
  • Mobile or digital Gradido platform, also accessible on outdoor islands.

Experience how giving and receiving merge again through loving impulses and how small "paradises of connectedness" are created - in the middle of the ocean, but with radiance all the way to global togetherness!

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