Gradido model gives people in midlife new confidence

Pillars of society totter

Künzelsau, 22.12.2020 - "Germany's confidence is experiencing a historic crash!". "The 'middle generation' is losing faith in the future". "The social climate is in the cellar!". The evaluation of the latest surveys on the state of mind of middle-aged Germans causes deep concern, as it reveals that the 'pillars of our society' are noticeably shaking. One in two of those aged between 30 and 59 is severely burdened by the Corona crisis - and looks to the future without hope. "Instead of warnings and exhortations, creative solutions must now finally create new perspectives," demands economic bionicist Bernd Hückstädt, promising "our economic model 'Gradido' has all the prerequisites to make the future worth living in again."

Despondency and social division

In recent months, many people in Germany have apparently lost their optimism. The latest study by the Allensbach Institute for Public Opinion Research shows that only 22 percent of Germans between the ages of 30 and 59 are still hopeful about the future. Almost every fourth person fears for his or her job, and more than 40 percent of those surveyed have already suffered income losses or expect them. Half of those surveyed feel fundamentally worse off than before the crisis. Almost one in two is worried about its effects on the German economy; a further 26 percent are even 'very worried'. These results are alarming not only for the demoscopists, because in addition to the despondency, a deep division among the "middle generation" is also becoming apparent. The majority of them state a strong (49 percent) or even very strong (11 percent) negative change in society: "Around 70 percent observe an increasing aggressiveness and impatience, a good half complain about growing egoism," says Allensbach Managing Director Renate Köcher.

Middle generation accounts for 70 percent of the workforce

The mood of middle-aged people is of particular importance because they are considered the backbone of our society. The German Insurance Association (GDV) commissioned the study "The Middle Generation in the Corona Year 2020". Between mid-October and early November, 1,047 people aged between 30 and 59 were asked about their personal situation and assessment. This group comprises more than 35 million people who are the biggest achievers in our society. They make up 70 percent of the workforce, finance the social security systems and generate over 80 percent of taxable income.

Crisis in the 'rush hour' of life particularly painful

"This generation is being hit by the current crisis at the 'rush hour' of their lives," says Margret Baier, owner of the Gradido Academy for Business Biotechnology, analyzing the results of the study: "In this phase of life, people are pushing ahead with their careers, raising their children, taking care of their parents, and thus already lead a life that takes a lot of energy. The additional stresses inevitably lead to the limits of one's own resilience or even to permanent exhaustion mode."

Corona reveals flaws in the economic and financial system

"But it is not only the people who are overtaxed. Rather, the current situation reveals the entire deficiency of the prevailing economic and financial system. If we carry on like this, we really won't have any economic prospects," adds Bernd Hückstädt. Three out of four respondents (75 percent) of the 'middle generation' are also very concerned about the economic collateral damage of the Corona crisis.

Researchers at the Academy, which for more than 20 years has been investigating which of nature's successful models could put the economic and financial system on a more stable footing, have identified the fatal flaws of the prevailing financial system: The creation of money through debt and the complete disregard for the natural cycle of becoming and perishing.

Gradido model points the way to a better living environment

Accordingly, the Gradido model, which has been developed over decades at the Academy of Economic Bionics, takes its leave entirely of the previous debt money principle with its method of money creation. In addition, the common good currency 'Gradido' - in accordance with the natural cycle of becoming and perishing - includes a planned annual perishability of 50 percent in order to keep the money supply constant.

In fact, 3 x 1,000 Gradido would be drawn for each person per month. 1,000 Gradido each for the 'Active Basic Income', for the public budget and the Equalisation and Environmental Fund. According to the basic Gradido principle of the 'Threefold Good', the personal needs of each individual as well as the state budget and the necessary measures for the protection of nature, the environment and the climate would be financed.

The accumulation of gigantic mountains of debt at the expense of future generations would thus become a thing of the past. The 'Active Basic Income', which gives every person the opportunity to contribute to the community for a few hours a month with activities of their own choice in exchange for their basic income, creates not only security of supply but also the opportunity to explore new inclinations and talents. The 'Unconditional Participation' of people of all ages in the community can create a fruitful basis for a lively and solidary living together. The generous funding of the state budget could give people the security of adequate old-age and health care. And the substantial budget for nature, environment and climate protection has what it takes to alleviate pressing concerns about climate change. One in two of those surveyed in the 'middle generation' is very concerned about increasing global warming and climate change. However, a majority of 63 percent no longer believe that global climate change can be stopped. Half of those surveyed say that too little is being done in Germany to protect the climate. The compensation and environmental fund integrated in the Gradido model would be large enough to finance all the necessary environmental measures and create plenty of jobs in this area.

Time for change

In the view of the economic bionics experts, Corona did not cause the current crisis, but merely made the fatal flaws of the prevailing economic and financial system abundantly clear. According to the study's findings, policymakers are failing to provide relief and encouragement to citizens. "Instead, a deep crisis of confidence has emerged. This is not surprising," Hückstädt sums up, "because neither billion-euro packages nor constant warnings are likely to restore people's confidence. In order to stop the paralyzing fatalism that the respondents so clearly indicate, we must finally dare to think about truly new paths. Then the change in the world in which we live, which is obviously not hidden from anyone, can develop from a threatening spectre into a promising vision of the future. We have already developed the appropriate concept for a better new time with 'Gradido'."

For details of the complete 'Gradido model' see

About the Gradido Academy
The Gradido Academy for Economic Bionics has developed an alternative 'common good currency' based on the models of nature. Nature follows the rule that only where something passes away can something new emerge, and thus long-term improvement (evolution) is possible. Its recipe for success is the 'cycle of life'. If our economy were also to follow this natural cycle, then, according to the assessment of the bionic economists, practically all the world's monetary problems could be solved. The Gradido model is based on the idea that not only every person, but also every state receives income generated on a credit basis. It can thus fulfil all its tasks without having to collect taxes. Deflation or inflation are a thing of the past. The economy is freed from the constant compulsion to grow, the danger of a collapse of the financial system is finally averted.(